Head of Regulatory Compliance - Payments

About this role

🇺🇸 Head of Regulatory Compliance – US

(Regulator‑designated Chief Compliance Officer / BSA Officer)

🏢 The Opportunity A

global payments and financial infrastructure business

is seeking a

US‑based Head of Regulatory Compliance

to act as the

designated Chief Compliance Officer (CCO) and BSA Officer

for its US regulated entity.

This is a

hands‑on, execution‑focused leadership role

, critical to progressing active US licensing efforts and serving as the

primary regulatory, AML, and sanctions point of contact

for the United States within a wider global compliance framework.

🎯 Key Responsibilities

🇺🇸

US Regulatory & Licensing Leadership

•

Act as the

named CCO / BSA Officer

under US federal and state requirements.

•

Own relationships with

US regulators

at federal and state level (e.g. FinCEN, State Banking Departments).

•

Lead and manage

Money Transmitter Licence (MTL)

applications, renewals, examinations, and ongoing supervision.

•

Serve as the primary contact for regulatory inquiries, audits, and information requests.

•

Monitor and respond to evolving US regulatory requirements impacting payments and digital asset flows.

🛡️

AML & Financial Crime Oversight

•

Own and oversee the

US AML/BSA framework

, ensuring compliance with the BSA and USA PATRIOT Act.

•

Lead AML risk assessments across customers, products, corridors, and geographies.

•

Oversee transaction monitoring, SAR and CTR governance, and regulatory reporting.

•

Act as a senior escalation point for complex or high‑risk financial crime matters.

🌍

Sanctions & OFAC Ownership

•

Maintain oversight of

US sanctions compliance

, including OFAC screening and escalation processes.

•

Act as the

US sanctions subject‑matter expert

and point of contact for the global compliance team.

•

Advise the business on sanctions exposure arising from cross‑border payment flows and partnerships.

🧭

Governance, Advisory & Collaboration

•

Provide regulatory and compliance guidance to senior leadership and key stakeholders.

•

Work closely with global compliance, legal, risk, product, and operations teams to embed US requirements into group frameworks.

•

Support Board‑level and senior management reporting as required.

•

Ensure the US entity remains regulator‑ready and inspection‑ready at all times.

✅ Ideal Candidate Profile

✅

Essential Experience

• 7–10+ years

of experience in compliance, regulatory affairs, or financial crime within

payments, money services, fintech, or crypto

environments.

•

Prior experience as a

designated CCO and/or BSA Officer

for a US MSB or similar regulated entity.

•

Demonstrated success leading

US state‑level licensing

and regulator engagement.

•

Strong practical knowledge of:

•

BSA / AML

•

SAR & CTR governance

•

OFAC sanctions compliance

•

US federal and state money‑transmission regulations

•

Comfortable acting as a

hands‑on regulatory leader

, not only a policy owner.

⭐

Nice to Have

•

Experience with crypto or digital‑asset related licences (e.g. BitLicense, CA DFA).

•

CAMS or equivalent professional certification.

•

Background operating within a

global group structure

while owning local regulatory accountability.

•

Experience supporting fast‑growth or scale‑up regulated businesses.

⚠️ Important Context

•

This is a

US‑entity leadership role

, not a group‑level chief compliance position.

•

The role suits someone who enjoys

execution, regulator interaction, and operational ownership

, rather than title expansion.

•

Success is measured by

licensing progress, regulatory trust, and program effectiveness

.

📍 Location & Compensation

• US‑based

(flexible on location)

•

Competitive

base salary + bonus

•

Benefits aligned with US market standards

🚀 Why This Role?

This is a rare opportunity to step into a

high‑impact, mission‑critical compliance leadership role

, shaping the US regulatory footprint of a fast‑growing global payments business while working at the intersection of

payments, AML, and cross‑border financial infrastructure

.

📩

Interested?

Reach out to learn more or explore confidentially.